Apparitions, hallucinations or prophecy?

According to some people, near-death experience (NDE) only provides superficial insight into what its like to die. These people argue NDE doesn't prove life after death exists because the survivor hasn't actually died with a sense of finality. The supposed survivors are back with us in physical form, as if nothing happened, even if they claim it did. The concepts of life reviews and conversations with the technically- dead don't appear overly convincing. Skeptics point to the possibility of daydreams, hallucinations and unresolved conflicts or emotions with the deceased.

Believers in life beyond the grave point out that where they live life to the fullest, they don't fear death and don't always consciously invite supranatural visitors. Many NDE survivors aren't necessarily believers before their experience. Ask Dannion Brinkley. He claims to have died and returned from NDEs twice in his book, Saved by the Light.This is but one of many accounts which reveal another take.

Are believers simply sucked into a world they envision? or something they might hope to (re)experience themselves?

Religion is the human response to being alive and having to die.
-E. Forrester Church